Compare Card Tiers

Cards
in
USD
titleMidnight Blue
titleRuby Steel
Royal IndigotitleJade Green
Rose Gold1titleIcy White1
titleObsidian1
titlePrime
CRO LockupFree$500$5,000$50,000$500,000$1,000,000
CRO Rewards2
on Everyday Spending
0%2%3.5%5%6.5%8%
USD Monthly CRO
Rewards Cap
N/A$25$75No limitNo limitNo limit
CRO Rewards2
on Travel Spending
0%0%5%10%10%10%

Service benefits

Priority Support--YesYesYesYes
Phone & Chat
Support
---(Coming soon)(Coming soon)Yes
Private Account
Manager
---(Coming soon)(Coming soon)Yes
Subscription Rebates
Spotify & Netflix
-6 Months
Spotify only
6 Months
Spotify & Netflix
PermanentPermanentPermanent
Airport Lounge
Access
--YesYes
+1 Guest
Yes
+1 Guest
Yes
+1 Guest
Exclusive Experiences
F1, UFC, UEFA & more
---YesYesYes

Fee and limits

Free ATM
withdrawals
$200 USD
(per month)
$400 USD
(per month)
$800 USD
(per month)
$1,000 USD
(per month)
$1,000 USD
(per month)
To be announced
ATM
withdrawals cap
$5,000 USD
(per month)
$10,000 USD
(per month)
$10,000 USD
(per month)
$10,000 USD
(per month)
$10,000 USD
(per month)
To be announced
Aggregated
top-up limit
$25,000 USD
(per month)
$25,000 USD
(per month)
$25,000 USD
(per month)
$25,000 USD
(per month)
$25,000 USD
(per month)
To be announced
Cards
in
USD
CRO Lockup
$50,000$5,000$500
CRO Rewards2 on Everyday Spending
5%3.5%2%
USD Monthly CRO Rewards Cap
No limit$75$25
CRO Rewards2 on Travel Spending
10%5%0%

Service benefits

Priority Support
YesYes-
Phone & Chat Support
(Coming soon)--
Private Account Manager
(Coming soon)--
Subscriptions Rebates: Spotify & Netflix
Permanent6 Months
Spotify & Netflix
6 Months
Spotify only
Airport Lounge Access
Yes
+1 Guest
Yes-
Exclusive Experiences: F1, UFC, UEFA & more
Yes--

Fee and limits

Free ATM withdrawals
$1,000 USD
(per month)
$800 USD
(per month)
$400 USD
(per month)
ATM withdrawals cap
$10,000 USD
(per month)
$10,000 USD
(per month)
$10,000 USD
(per month)
Aggregated top-up limit
$25,000 USD
(per month)
$25,000 USD
(per month)
$25,000 USD
(per month)
Cards
in
USD
CRO Lockup
$50,000$5,000$500
CRO Rewards2 on Everyday Spending
5%3.5%2%
USD Monthly CRO Rewards Cap
No limit$75$25
CRO Rewards2 on Travel Spending
10%5%0%

Service benefits

Priority Support
YesYes-
Phone & Chat Support
(Coming soon)--
Private Account Manager
(Coming soon)--
Subscriptions Rebates: Spotify & Netflix
Permanent6 Months
Spotify & Netflix
6 Months
Spotify only
Airport Lounge Access
Yes
+1 Guest
Yes-
Exclusive Experiences: F1, UFC, UEFA & more
Yes--

Fee and limits

Free ATM withdrawals
$1,000 USD
(per month)
$800 USD
(per month)
$400 USD
(per month)
ATM withdrawals cap
$10,000 USD
(per month)
$10,000 USD
(per month)
$10,000 USD
(per month)
Aggregated top-up limit
$25,000 USD
(per month)
$25,000 USD
(per month)
$25,000 USD
(per month)
Cards
in
USD
CRO Lockup
$50,000$5,000
CRO Rewards2 on Everyday Spending
5%3.5%
USD Monthly CRO Rewards Cap
No limit$75
CRO Rewards2 on Travel Spending
10%5%

Service benefits

Priority Support
YesYes
Phone & Chat Support
(Coming soon)-
Private Account Manager
(Coming soon)-
Subscriptions Rebates: Spotify & Netflix
Permanent6 Months
Spotify & Netflix
Airport Lounge Access
Yes
+1 Guest
Yes
Exclusive Experiences: F1, UFC, UEFA & more
Yes-

Fee and limits

Free ATM withdrawals
$1,000 USD
(per month)
$800 USD
(per month)
ATM withdrawals cap
$10,000 USD
(per month)
$10,000 USD
(per month)
Aggregated top-up limit
$25,000 USD
(per month)
$25,000 USD
(per month)

Refer to our help article for further details on Fees and Limits.

Do more with your CRO lockup

With our new Level Up experience, your CRO lockup entitles you to even more membership rewards.

Get your Crypto.com Visa Card
in a few steps

Get your card
in a few steps

Download the Crypto.com App
download app qr code
Once downloaded, log in or create your account to get started.
Select your card
Lockup CRO
Start spending

Frequently asked questions

The Crypto.com Visa Card is a prepaid card. Broadly speaking, prepaid cards are similar to debit cards. The difference is that debit cards are linked to your bank account, but prepaid cards need to be topped up. In our case, you can top up using bank account transfers, other credit/debit cards, or the Crypto Wallet.
The Midnight Blue Crypto.com Visa Card is available without the need for a Cardholder CRO Stake or CRO Lockup. To apply for our Ruby Steel, Royal Indigo, Jade Green, Frosted Rose Gold, Icy White, and Obsidian Crypto.com Visa Cards you need to stake or lock up CRO tokens for a period of 365 days. To participate in Cardholder CRO Staking or CRO Lockup:
  1. Sign up for a Crypto.com App account and complete our KYC verification.
  2. Purchase CRO tokens (the amount of CRO depends on the card tier you’re applying for).
  3. Deposit them into your crypto wallet in the App — if you buy CRO directly in the App, it will be deposited automatically.
Finally, go to the ‘Card’ tab in the App, select your desired Crypto.com Visa Card, tap the ‘Stake CRO for 365 Days’ or ‘Lock Up CRO for 365 Days’ button, and follow the on-screen instructions. After that, simply wait for us to notify you when your card has shipped!
All card rewards are paid in CRO and deposited into your Crypto Wallet in the Crypto.com App. CRO Rewards are instantly reflected with each eligible transaction. Purchase rebates are reimbursed to the USD equivalent, and the rebate cap is reset on the first day of each month. Rebates for Spotify and Netflix expenses will expire six months after card activation for users with Royal Indigo, Jade Green, and Ruby Steel Card tiers. Please visit the Crypto.com Card Rewards FAQs for full details.
You can top up your card using your Fiat Wallet, Crypto Wallet, or credit/debit card in the Crypto.com App. Go to the ‘Card’ tab, tap ‘Top Up’, and select your preferred method. Please visit our Help Centre for more information about how to set up your Fiat Wallet.
We have competitive exchange rates for both fiat and cryptocurrencies. The exact rates depend on your jurisdiction and card tier. We will provide all these details in the Crypto.com Visa Card holder Agreement when you apply for your card.
Information about fees and limits (i.e. free ATM withdrawals, interbank exchange rates, top-ups, etc.) can be found in the ‘Fees & Limits’ section under ‘Settings’ in the Crypto.com App. Fees vary by card tier, so be sure you’re checking the correct one.

Cardholders cannot load cryptocurrency onto their Crypto.com Visa Card. All cryptocurrency will be converted to the respective market's currency and can be loaded onto the Crypto.com Visa Card for use in purchase and ATM withdrawals.

1

Crypto.com has the sole discretion to modify the private members benefits and/or welcome offers at any time. Merchant rebates from Spotify and Netflix expire after six months upon card activation (card issuance for a virtual card) for new users with Royal Indigo, Jade Green, and Ruby Steel. Cardholders who have upgraded their Card tier or CRO stake will enjoy the merchant rebate benefit(s) offered with the new Card tier for six months starting from the date of the upgrade. Merchant rebate benefits will not expire after six months for cardholders upgrading to the Icy White, Frosted Rose Gold, or Obsidian Cards, for as long as the cardholder maintains one of these cards.

2

CRO Rewards are paid in CRO Token to your Wallet App. Transactions made under certain merchant categories or channels are excluded from the CRO Rewards program. Please visit FAQ for full details.

3

This offer is launched by Crypto.com independently and there is no partnership between Crypto.com and the merchants in this offer. Crypto.com has the sole discretion to modify this offer at any time.

As of 6 June 2024 00:00:00 UTC, Jade Green, Royal Indigo, and Ruby Steel Cardholders will only be eligible to receive merchant rebates from Spotify and Netflix for their first six months upon card activation. Thereafter, the rebate benefit will expire, and users will no longer receive reimbursements. Private Members with an Obsidian, Icy White, or Frosted Rose Gold Card will continue to enjoy ongoing merchant rebates with no expiry. Please visit the FAQs for full details.

NOTE:

For United States, Canada and Singapore users - Cardholders who maintain their CRO Card Lockup will continue to enjoy the benefits associated with their card, but

1

As of 6 Nov 2024 00:00:00 UTC, new Card Lockup Rates in Fiat will apply should the cardholder (1) upgrade their card tier or (2) unlock and relock their CRO Card Lock up at a later date.

2

Cardholders who lockup CRO for a card based on the new fiat-based rates will receive the exact amount of CRO back when they unlock.

3

Cardholders who upgrade their card tier or CRO lockup as of 6 Nov 2024, 00:00:00 UTC will enjoy the merchant rebate benefit(s) offered with the new card tier for six months starting from the date of the upgrade. In the event a cardholder downgrades their CRO lockup or card tier during the six-month merchant rebate benefit period, the validity period for the merchant rebate benefit(s) available on the new card tier will not be extended.

For more details on CRO Lockup, please refer to the FAQ.

For European Economic Area, United Kingdom, Australia and Brazil users, as of 15 January 2024, 03:00 UTC, Cardholder CRO Staking will replace CRO Lockup for users who are eligible for Cardholder CRO Staking. Eligible cardholders need to accept the Cardholder CRO Staking Terms and Conditions in the Crypto.com App to participate in Cardholder CRO Staking and start earning Cardholder CRO Staking rewards.

Cardholders who are eligible for Cardholder CRO Staking, but opt not to participate in Cardholder CRO Staking will continue to enjoy card benefits such as spending rewards, airport lounge access and subscription rebates, but will not earn CRO Lockup rewards or Cardholder CRO Staking rewards.

CRO Lockup will continue to be offered to users who are not eligible for Cardholder CRO Staking. Cardholders will continue to enjoy card benefits such as spending rewards, airport lounge access and subscription rebates, and continue to receive weekly CRO Lockup rewards.

For more details on Cardholder CRO Staking, please refer to the FAQ.

Potential extra Visa Card Cashback determined by your level under the Rewards+ program. Paid in CRO. See Rewards Program T&Cs.The additional Crypto.com Visa Card spending rewards benefit will be removed from the Rewards+ program on 5 December 2025. Check out the Level Up program to learn more about earning with the Crypto.com Visa Card.

For other information, please refer to the FAQ or contact customer service via contact@crypto.com.

Disclaimers

United States
Europe
Singapore
Canada
Australia
Brazil
France
Italy
United Kingdom

Notice of USA PATRIOT Act: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions and their third parties to obtain, verify, and record information that identifies each person who obtains a Card. What this means for you: What you apply for a Card, we will ask for your name, address, date of birth, social security number or country identification number, and other information that will allow us to identify you. We also may ask to see your drivers’ license or other documentation bearing your photo as verification of your identity.

Disclaimer: BY USING THIS CARD YOU AGREE TO THE TERMS AND CONDITIONS OF THE CARDHOLDER AGREEMENT AND FEE SCHEDULE, IF ANY. Crypto.com Visa Card is issued by Community Federal Savings Bank (Member FDIC) pursuant to a license from Visa U.S.A Inc.

NOTICE TO POTENTIAL USERS OF DIGITAL OR VIRTUAL CURRENCIES, INCLUDING BUT NOT LIMITED TO CRO, SHOULD BE FOREWARNED OF A POSSIBLE FINANCIAL LOSS AT THE TIME THAT SUCH CURRENCIES ARE EXCHANGED FOR FIAT CURRENCY DUE TO AN UNFAVORABLE EXCHANGE RATE. A FAVORABLE EXCHANGE RATE AT THE TIME OF EXCHANGE CAN RESULT IN A TAX LIABILITY.

For more details, please refer to the FAQ or contact customer service at 888-824-8817.

The Crypto.com Visa Card is issued and promoted by Foris MT Limited pursuant to its Visa Principal Member (Issuing) license. Foris MT Limited is a limited liability company incorporated in Malta, with company registration number: C 90348 and registered office at Level 7, Spinola Park, Triq Mikiel Ang Borg, SPK 1000, St. Julians, Malta, duly authorised by the Malta Financial Services Authority as a Financial Institutions licenced to issue electronic money under the 3rd Schedule to the Financial Institutions Act (Electronic Money Institutions).

The purpose of this website is solely to display information regarding the products and services available on the Crypto.com App. It is not intended to offer access to any of such products and services. You may obtain access to such products and services on the Crypto.com App.

Please note that the availability of the products and services on the Crypto.com App is subject to jurisdictional limitations.

Crypto.com Visa Card is issued and distributed by Foris Asia Pte. Ltd. that holds a Major Payment Institution License approved by the Monetary Authority of Singapore (“MAS”), which allows it to provide e-money issuance services, account issuance services, cross border and domestic money transfer services. Where Foris Asia Pte. Ltd. issues e-money to non-Singapore residents, please note that this does not mean you will be able to recover all the money you paid to Foris Asia Pte. Ltd. if Foris Asia Pte. Ltd’s business fails.

For any issues with the crypto.com visa card, you may email us at: contact@crypto.com or contact us at 65-6264-0211.

The Crypto.com Visa Cards are issued by Digital Commerce Bank and offered by Foris, Inc. All terms, applicable fees, and transaction limits may be found in the applicable Cardholder Agreement with Digital Commerce Bank pursuant to a license from Visa International. The Visa Brand is a registered trademark of Visa International. Cards can only be loaded with Canadian dollars and not crypto assets. All transactions are denominated in Canadian dollars. ATM bank fees may apply. Rewards are paid to your Wallet App. Use of the Card is subject to the terms and conditions of the applicable Cardholder Agreement and fee schedule.

La carte de Visa de Crypto.com est émises par Digital Commerce Bank et offertes par Foris, Inc. Toutes les modalités, les tarifs applicables et les limites des transactions se trouvent dans la Convention du titulaire de la carte conclue avec la banque Digital Commerce Bank en vertu d’une licence octroyée par Visa International. La marque Visa est une marque déposée de Visa International. Les cartes peuvent être chargées uniquement avec des dollars canadiens; les cryptoactifs ne sont pas acceptés. Toutes les opérations sont libellées en dollars canadiens. Vous pourriez être tenu d’acquitter les frais des guichets automatiques. Les récompenses sont versées sur votre application Portefeuille. L’utilisation de la carte est assujettie aux modalités et conditions de la Convention du titulaire de la carte applicable et à la grille tarifaire.

The Crypto.com Visa Card is issued by Foris GFS Australia Pty Ltd, a holder of Australian Financial Services License No. 467462 issued by the Australian Securities and Investments Commission and pursuant to a principal license from Visa Worldwide Pte Ltd.

To assist you to decide whether to use our card services, our Crypto.com Visa Card Financial Services Guide (FSG) describes how we are remunerated, compensation arrangements, and how we handle any complaints you may have. Our Crypto.com Visa Card Product Disclosure Statement (PDS) contains important information regarding the card services and is designed to assist eligible potential users in deciding whether to obtain this product.

Our Target Market Determination (TMD) describes who the card is appropriate for (target market), and any conditions around how the card can be distributed to customers.

FOR CUSTOMER SERVICE CALL FORIS GFS BR LTD ON 0800 878 4083 INSTANT CUSTOMER SUPPORT CHAT AVAILABLE ON THE CRYPTO.COM APP

THIS CARD IS ISSUED BY FORIS GFS BR LTDA ACCORDING TO AN AUTHORIZED SIGNATURE VISA LICENSE. NOT VALID WITHOUT SUBSCRIPTION

STATEMENT BY ISSUING BANK: By using this card, you agree to the terms and conditions of the cardholder agreement and the fee schedule, if any. This card is issued by Foris GFS Br Ltda. in accordance with Visa's license. This card must be delivered on demand.

PARA ENTRAR EM CONTATO COM SERVIÇO DE ATENDIMENTO AO CLIENTE LIGUE PARA A CRYPTO.COM NO TELEFONE 0800 878 4083 OU USE O CHAT DISPONÍVEL NO APLICATIVO DA CRYPTO.COM

ESTE CARTÃO É EMITIDO PELA FORIS GFS BR LTDA. DE ACORDO COM UMA LICENÇA DA VISA E NECESSITA DE UMA ASSINATURA AUTORIZADA. NÃO É VÁLIDO SEM ASSINATURA.

DECLARAÇÃO DO EMISSOR:

Ao utilizar esse cartão você concorda com os termos e condições do Contrato de Titular do Cartão Crypto.com e com o anexo de tarifas. Este cartão é de propriedade e emitido pela Foris GFS BR Ltda. em conformidade com a licença da Visa. Este cartão deve ser entregue sob demanda.

The Crypto.com Visa Card is issued and promoted by Foris MT Limited pursuant to its Visa Principal Issuing license. Foris MT Limited is a limited liability company incorporated in Malta, with company registration number: C 90348 and registered office at Level 7, Spinola Park, Triq Mikiel Ang Borg, SPK 1000, St. Julians, Malta, duly authorised by the Malta Financial Services Authority as a Financial Institutions licenced to issue electronic money under the 3rd Schedule to the Financial Institutions Act (Electronic Money Institutions) and exercising the freedom to provide services outside Malta.

La carte Visa Crypto.com est émise et promue par Foris MT Limited conformément à sa licence de 'Visa Principal Issuing'. Foris MT Limited est une société à responsabilité limitée maltaise, avec le numéro d'immatriculation : C 90348 et son siège social au Niveau 7, Spinola Park, Triq Mikiel Ang Borg, SPK 1000, St. Julians, Malte, dûment autorisée par l'Autorité de Réglementation de Marchés Financiers de Malte en tant qu'établissement financier habilité à émettre de la monnaie électronique en vertu de la 3e annexe de la loi sur les établissements financiers (institutions de monnaie électronique), et exerçant la libre prestation de services hors de Malte.

The Crypto.com Visa Card is issued and promoted by Foris MT Limited pursuant to its Visa Principal Member (Issuing) license. Foris MT Limited is a limited liability company incorporated in Malta, with company registration number: C 90348 and registered office at Level 7, Spinola Park, Triq Mikiel Ang Borg, SPK 1000, St. Julians, Malta, duly authorised by the Malta Financial Services Authority as a Financial Institutions licenced to issue electronic money under the 3rd Schedule to the Financial Institutions Act (Electronic Money Institutions).

La Crypto.com Visa Card è emessa e promossa da Foris MT Limited conformemente alla sua licenza Visa Principal Member (Issuing). Foris MT Limited è una società a responsabilità limitata costituita a Malta, con numero di registrazione: C 90348 e sede legale al Livello 7, Spinola Park, Triq Mikiel Ang Borg, SPK 1000, St. Julians, Malta, debitamente autorizzata dall'Autorità per i Servizi Finanziari di Malta come Istituto Finanziario licenziato per l'emissione di moneta elettronica ai sensi del 3° Allegato alla Legge sugli Istituti Finanziari (Istituti di Moneta Elettronica).

The Crypto.‌com Visa Card is provided by ForisGFS UK Limited. ForisGFS UK Limited is a limited liability company incorporated in the United Kingdom, with company registration number: 12586871 and registered office at Suite 5, 7th Floor, 50 Broadway, London SW1H 0DB, United Kingdom, an electronic money institution authorised by the UK Financial Conduct Authority under the Electronic Money Regulations 2011 (Firm Reference 988571).